Financial Planning
The role of your financial planner is to help you determine and assess your financial goals, taking into account your individual circumstances, aspirations and the options available.
In other words financial planning helps you determine where you’re going – what you want for your financial future and it helps you to make it happen.
It is an ongoing process that takes into account your income, assets, liabilities, and personal views like your values, dreams, wants, needs, time horizons and your attitude toward risk and reward.
The result is a custom-tailored strategy that can help you:
- Maximise your investment returns
- Make your retirement years more comfortable and secure
- Handle your day-to-day finances faster and easier
- Increase your savings and optimize the growth of your wealth
- Improve your cash flow for a better balance between income and expenses
- Minimise the taxes you pay
- Accumulate funds for special goals, like higher education for children
- Look after your dependents in case of death or disability
- Estimate your insurance needs
- Have more confidence in your financial decisions
- Transfer the assets of your estate to your heirs in the most effective way
The Financial Planning Process
Financial Planning can be full of complexity, confusion and technical jargon but we want to keep financial planning simple so that you can truly understand why you’re creating wealth. We want to empower clients with the ability to accumulate wealth and protect your family’s financial future.
So what’s it like seeing a Financial Adviser?
It’s a pretty simple process where we collaborate to meet your goals.
Initial Meeting – Getting to know each other
This meeting is a chance to get to know each other and discuss ways we may be able to help you. It’s also an important opportunity for us to talk about your current situation and goals. We’ll discuss what’s important to you and what you want to achieve in life.
Strategy Development – how we achieve your goals
Once you give us the go ahead, we will work with a team of experts to devise strategies to help you meet your financial and lifestyle goals. This could include things like wealth creation, super and retirement strategies, life insurance and estate plans.
Advice Presentation – making our recommendations
At this meeting we’ll present our recommendations to you for consideration, make sure we’ve captured everything you’ve told us and ensure you’re happy to go ahead with your plan for the future.
Implementation – making it happen
Upon your agreement, we go about putting our recommendations into place. Now you can sit back and relax knowing you’re on the road to financial freedom.
Ongoing Review
This is the most important part of our process because life changes! To make sure you stay on track to achieve your goals we regularly meet to adjust your strategy to suit your changing circumstances.
Your financial future rests on the decisions you make today. Whether you’re starting out, running your own business, working in someone else’s business, planning for retirement, or just need financial peace of mind, contact us today for an initial no fee, no obligation Financial Planning Consultation.
Personal Insurances
Business Expenses Insurance
Estate and Succession Planning
Making a Complaint
We endeavour to provide you with the best advice and service at all times. If you are not satisfied with our services, then we encourage you to contact us. Please call us, send us an email or put your complaint in writing to our office..
We aim to resolve complaints immediately. Where this is not possible, we will acknowledge the receipt of your complaint within 48 hours. We will then explain our process to resolve your complaint and tell you who will handle your complaint.
If you are not satisfied with our response after 30 days, you can lodge your complaint with the Australian Financial Complaints Authority. You can contact AFCA on 1800 931 678 or via their website www.afca.org.au. AFCA provides fair and independent financial services complaint resolution which is free to consumers.
Other Services
Office Address: Level 1, 170 Burswood Road, Burswood, WA 6100
Our opening hours are flexible to accommodate our clients. Please contact us 08 9375 7344 to book a suitable time.
*If you are around Perth metro areas we can come to you for your convenience.
Walshe Clancy O’Neill Accountants
P: Darren LinkedIn
P: Beatie LinkedIn
E: accountants@walsheclancyoneill.com.au
Limited liability by a scheme approved under professional standards legislations.
Walshe Clancy O’Neill Financial Planning
P: Felix LinkedIn
E: felix@walsheclancyoneill.com.au
Walshe Clancy O’Neill Financial Planning Pty Ltd
AFSL No. 541587
Walshe Clancy O’Neill Finance Broker
P: Sheamus LinkedIn
E: sheamus@walsheclancyoneill.com.au
Authorised credit representatives of Walshe Clancy O’Neill Mortgage Brokers Pty Ltd
ACL No. 523711
General Advice Warning: The information contained on this website is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs and where appropriate, seek professional advice from a financial adviser, accountant or finance broker.
O’Neill Murphy Pty Ltd ATF O’Neill Murphy Family Trust t/as WCO Group is an Authorised Representative of Walshe Clancy O’Neill Financial Planning Pty Ltd (AFSL 541587)